<b>Performance of microcredit banks: the offering process in the credit agents perspective

Paulo Augusto Ramalho de Souza; Viviana Gonçalves da Silva; Sandro Ribeiro da Costa

doi:10.4025/actascihumansoc.v39i1.31976

<b>Performance of microcredit banks: the offering process in the credit agents perspective

Paulo Augusto Ramalho de Souza Universidade Federal de Mato Grosso
Viviana Gonçalves da Silva Universidade Federal de Mato Grosso
Sandro Ribeiro da Costa Universidade Federal de Mato Grosso

DOI: https://doi.org/10.4025/actascihumansoc.v39i1.31976

Keywords: microcredit, performance, microcredit agents, microcredit bank.

Abstract

This paper aimed to describe the microcredit supply processes from three different institutions (a state development bank and two public banks), located in a small municipality of Mato Grosso State. Data were collected through open interviews. We conducted a qualitative analysis of the data, using content analysis technique. Our results show that the process of microcredit supply of 03 institutions have simulators and have no relevant differences compared to traditional credit decision.

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Author Biographies

Paulo Augusto Ramalho de Souza, Universidade Federal de Mato Grosso

Doutor em Administração pela Universidade Municipal de São Caetano do Sul, Estágio Doutoral no Doutorado de Economia da Universidade do Minho em Portugal e Professor do Departamento de Administração da Universidade federal de Mato Grosso UFMT.

Viviana Gonçalves da Silva, Universidade Federal de Mato Grosso

Especialista em Gestão Municipal graduada em Administração pela Universidade Federal de Mato Grosso

Sandro Ribeiro da Costa, Universidade Federal de Mato Grosso

Mestre em Biociência Animal e Graduado em Ciências Biológicas pela Universidade do Estado do Amazonas.

Published

2017-05-15

How to Cite

Souza, P. A. R. de, Silva, V. G. da, & Costa, S. R. da. (2017). <b>Performance of microcredit banks: the offering process in the credit agents perspective. Acta Scientiarum. Human and Social Sciences, 39(1), 1-9. https://doi.org/10.4025/actascihumansoc.v39i1.31976

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Issue

Vol 39 No 1 (2017)

Section

Administration

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